Terms and Conditions

Effective Date: October 1, 2026
Last Updated: October 1, 2026

These Terms and Conditions (“Terms”) govern your access to and use of oregonfirehousebuyer.com (the “Website”) and services provided through the Website by Oregon Fire House Buyer, also operating under the name Sell Fire Damaged House Oregon (“Oregon Fire House Buyer,” “we,” “us,” or “our”).

Please read these Terms carefully.

By accessing the Website, submitting property information, requesting a cash offer, or otherwise using the Website, you agree to these Terms and acknowledge our Privacy Policy.

If you do not agree, do not use the Website.

1. Purpose of the Website

The Website allows homeowners, property owners, and authorized representatives to submit information concerning real estate they may wish to sell, including:

Fire-damaged properties;
Smoke-damaged properties;
Water-damaged properties;
Structurally damaged properties;
Distressed properties;
Vacant properties;
Inherited properties;
Probate properties;
Properties facing foreclosure or default;
Properties requiring extensive repairs; and
Other residential or investment properties.

Depending on a particular property, we may:

Evaluate the property ourselves;
Purchase or seek to purchase the property;
Facilitate a potential cash offer;
Match the seller with a cash buyer;
Refer or route the opportunity to an affiliated or independent investor;
Connect the seller with another prospective purchaser; or
Determine that neither we nor another prospective purchaser is interested.

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

Oregon Fire House Buyer operates in the real estate investment, cash-buyer, property-acquisition, marketing, and lead-generation marketplace.

Depending on the inquiry, we may act as:

A prospective purchaser;
A real estate investor;
A property-acquisition business;
A lead-generation or marketing platform;
A service connecting property owners with prospective buyers;
An affiliate or business partner of another investor; or
A combination of these roles.

Unless expressly established through a separate written agreement, we do not act as your:

Real estate broker;
Seller’s real estate agent;
Attorney;
Accountant;
Financial adviser;
Tax adviser;
Insurance adviser;
Public adjuster;
Contractor;
Engineer;
Fiduciary; or
Other professional adviser.

3. No Obligation to Sell

Submitting information through the Website or requesting an offer does not obligate you to sell your property.

A Website form submission is an inquiry and does not constitute a purchase agreement.

You may decline a proposed offer unless and until you enter into a legally enforceable written agreement providing otherwise.

4. No Obligation to Purchase

Submitting property information does not require Oregon Fire House Buyer or any:

Affiliate;
Cash buyer;
Real estate investor;
Wholesaler;
Acquisition partner;
Property-acquisition company; or
Other prospective purchaser

to:

Make an offer;
Maintain a previously discussed offer;
Continue negotiations;
Purchase the property; or
Complete a transaction.

5. Eligibility and Authority

By using the Website or submitting information concerning a property, you represent that:

You are at least 18 years old;
You have legal capacity to enter contracts;
Information you provide is materially accurate to the best of your knowledge;
You own the property, have an ownership interest, or are authorized to communicate concerning it; and
Your use of the Website complies with applicable law.

Submission of information by one co-owner does not necessarily establish authority to bind every owner.

6. Property Information

We may request information concerning:

Property address;
Property type;
Property condition;
Fire damage;
Smoke damage;
Water damage;
Structural damage;
Electrical damage;
Desired sale timeline;
Occupancy;
Repairs;
Permits;
Insurance claims;
Ownership;
Mortgages;
Liens;
Taxes;
Probate;
Foreclosure; and
Other information relevant to evaluating a possible transaction.

You agree not to knowingly submit materially false, fraudulent, misleading, or unauthorized information.

7. Property Research

When you submit a property, you authorize us and parties evaluating the opportunity to research the property through lawful sources.

Research may include:

County assessor records;
County recorder records;
Property tax records;
Recorded deeds;
Ownership records;
Mortgages;
Liens;
Encumbrances;
Court records where lawfully available;
Probate information;
Foreclosure information;
Building permits;
Zoning records;
Property sales history;
Comparable sales;
Estimated property values;
Property characteristics;
Mapping information;
Commercial real estate databases; and
Other publicly or commercially available information.

8. Matching With Cash Buyers

We may connect property owners with affiliated or independent prospective buyers.

A prospective purchaser may include:

A local cash buyer;
Real estate investor;
Property-acquisition company;
Wholesaler;
Investment group;
Redevelopment company;
Contractor;
Acquisition partner; or
Other purchaser.

A prospective buyer may independently:

Research the property;
Contact you;
Evaluate property condition;
Estimate repairs;
Conduct due diligence;
Determine an offer amount; and
Negotiate transaction terms.

Independent buyers are responsible for their own:

Representations;
Offers;
Valuations;
Due diligence;
Contracts;
Financing;
Privacy practices;
Regulatory obligations;
Performance; and
Compliance with law.

Unless otherwise agreed in writing, we do not guarantee the conduct or performance of an independent third-party buyer.

9. Preliminary Offers

Any:

Cash offer;
Preliminary offer;
Estimated offer;
Property valuation;
Price range;
Repair estimate; or
Similar indication of potential transaction value

is non-binding unless expressly made binding through a legally enforceable written agreement.

A preliminary offer may be modified or withdrawn before execution of a binding agreement.

10. Offer Calculations

A prospective buyer may consider factors including:

After-repair value;
Current property condition;
Fire damage;
Smoke damage;
Water damage;
Structural damage;
Electrical damage;
Property location;
Comparable property sales;
Repair expenses;
Renovation expenses;
Demolition costs;
Environmental or remediation expenses;
Property taxes;
Insurance;
Utilities;
Title expenses;
Closing costs;
Holding costs;
Market conditions;
Buyer demand;
Investment risk;
Desired investment return;
Mortgages;
Liens;
Occupancy; and
Information discovered through due diligence.

No particular formula or offer amount is guaranteed.

11. Binding Property Transactions

A binding real estate transaction exists only when the appropriate parties execute legally enforceable written transaction documents.

A transaction may be subject to:

Verification of ownership;
Verification of authority to sell;
Title review;
Property access;
Inspection or evaluation;
Due diligence;
Confirmation of property condition;
Resolution of liens or encumbrances;
Escrow requirements;
Closing requirements;
Required legal disclosures; and
Other conditions stated in the applicable agreement.

12. As-Is Property Sales

The Website advertises potential purchases of property in its present or “as-is” condition.

An as-is transaction may allow a seller to avoid making repairs requested by a particular buyer.

However, an as-is provision does not automatically eliminate obligations concerning:

Fraud;
Misrepresentation;
Concealment;
Statutory disclosures;
Known material defects;
Title;
Contractual representations; or
Other duties imposed by law.

The applicable purchase agreement and governing law determine the legal effect of an as-is provision.

13. Oregon Seller’s Property Disclosure Statement

Oregon law requires a statutory seller’s property disclosure statement in many transactions involving residential real property, subject to specified exclusions and statutory rules.

Where the Oregon seller-disclosure statutes apply, a seller may be required to complete, sign, and deliver the applicable disclosure form to a buyer who makes a written offer.

Applicable Oregon law may also provide the buyer a period during which the buyer may revoke the offer after receiving the disclosure statement unless that right has been validly waived.

Certain transactions and sellers may qualify for statutory exclusions.

Nothing on the Website eliminates any seller-disclosure requirement applicable to a particular transaction.

You are responsible for determining which disclosure obligations and exclusions apply to your property.

14. Fire Damage and Property Condition

Fire-damaged properties may involve conditions including:

Structural damage;
Smoke contamination;
Water damage from firefighting;
Mold;
Electrical damage;
Plumbing damage;
HVAC damage;
Roof damage;
Foundation damage;
Hazardous materials;
Environmental issues;
Building-code violations;
Permit issues;
Insurance claims;
Prior repairs; and
Unfinished or unpermitted work.

You should not intentionally conceal known material facts concerning property condition.

Nothing on the Website authorizes fraud, intentional concealment, or material misrepresentation.

15. Inspections and Due Diligence

The Website may advertise:

No inspection;
No formal inspection;
As-is purchases;
No financing contingency;
No appraisal contingency; or
Similar streamlined transaction practices.

These statements describe possible transaction structures.

They do not prevent a buyer from conducting legally permitted due diligence and do not override rights included in an executed agreement.

A prospective purchaser may choose to:

Inspect the property;
Obtain contractor estimates;
Review fire reports;
Review insurance documents;
Review permits;
Examine title;
Conduct environmental testing; or
Conduct other due diligence.

16. Fast Closing and Similar Advertising Statements

The Website may advertise:

Offers within approximately 24 hours;
Closings within approximately 7 to 14 days;
Fast closings;
Flexible closing dates;
No repairs;
As-is purchases;
No real estate-agent commissions;
No seller fees;
Buyer-paid closing costs; or
Similar streamlined transaction features.

These statements describe transaction structures that may be available.

They do not guarantee that every property or seller will receive identical terms or timing.

Actual timing and terms may depend on:

Property condition;
Ownership;
Title;
Mortgages;
Liens;
Buyer availability;
Property access;
Due diligence;
Required disclosures;
Escrow requirements;
Legal requirements; and
Other circumstances.

17. Closing Costs, Fees, and Commissions

Where a prospective buyer agrees to:

Pay particular closing costs;
Structure the transaction without a listing agent;
Charge no seller commission;
Charge no particular seller fee; or
Pay title or escrow expenses,

the specific obligations of the parties will be determined by the executed transaction documents.

Website statements such as “no fees,” “no commissions,” or “we cover closing costs” do not override a signed purchase agreement or closing statement.

18. Foreclosure and Financial Distress

The Website may be used by homeowners experiencing:

Mortgage default;
Foreclosure;
Financial distress;
Tax issues; or
Other financial hardship.

We are not your:

Lender;
Mortgage servicer;
Attorney;
Credit counselor;
Financial adviser; or
Housing counselor

unless expressly stated otherwise through an applicable written agreement.

Selling a property may be one possible option, but it is not necessarily the only available option.

You may wish to communicate with:

Your lender;
Your mortgage servicer;
An Oregon attorney;
A HUD-approved housing counselor;
A tax professional; or
Another qualified adviser.

19. Oregon Mortgage Rescue and Foreclosure Laws

Oregon regulates certain businesses and transactions involving homeowners in mortgage default or foreclosure.

Depending on the nature of the services or transaction, Oregon’s Mortgage Rescue Fraud Protection Act and related foreclosure-consultant or equity-conveyance requirements may impose:

Written-contract requirements;
Mandatory disclosures;
Cancellation rights;
Timing requirements;
Restrictions on representations;
Restrictions on acquiring interests in property;
Settlement requirements; and
Other homeowner protections.

Nothing on this Website is intended to:

Represent that we act on behalf of your lender;
Represent that we act on behalf of the government;
Guarantee that foreclosure will be stopped;
Instruct you to stop communicating with your lender;
Require you to transfer title as a condition of receiving foreclosure advice; or
Waive protections provided by applicable Oregon law.

Where a transaction falls within a regulated foreclosure category, applicable statutory requirements control regardless of anything stated on this Website.

20. Probate and Inherited Property

Submitting an inherited or probate property does not establish legal authority to sell it.

A transaction may require:

Personal representative authority;
Trustee authority;
Court approval;
Probate documents;
Consent of heirs;
Appropriate deeds;
Affidavits; or
Other proof of authority.

We or a prospective buyer may require appropriate documentation before completing a transaction.

21. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an active or completed insurance claim.

We do not act as your:

Insurance company;
Insurance agent;
Public adjuster;
Insurance lawyer; or
Insurance adviser

unless separately agreed in writing.

You are responsible for understanding:

Your insurance policy;
Claim requirements;
Insurance proceeds;
Repair obligations;
Mortgage-holder rights;
Assignment provisions;
Recoverable depreciation;
Policy conditions; and
Tax implications.

22. Telephone Communications

By providing a telephone number and requesting information or an offer, you authorize us to respond to your inquiry using the contact information provided.

Calls may concern:

Your property;
Your requested offer;
Scheduling;
Property research;
Buyer matching;
Follow-up;
Potential transactions; and
Related services.

Where legally required, additional consent will be obtained before using regulated automated dialing, artificial voice, prerecorded voice, or marketing technologies.

23. Recording of Communications

Oregon law distinguishes between different types of recorded communications.

Where applicable law requires participants to be informed of recording or requires consent from one or more participants, we or service providers acting on our behalf will provide appropriate notice or obtain legally sufficient consent.

Because communications may involve individuals located outside Oregon, additional recording-consent requirements may apply.

Use of the Website does not constitute blanket consent to record every private communication.

24. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate with you by text concerning:

Your inquiry;
Your property;
Scheduling;
Your requested offer;
Buyer matching;
Follow-up; and
Related services.

Where required by law, additional consent will be obtained for regulated automated or marketing text communications.

Consent to marketing text messages is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

You may request that applicable messages stop by replying STOP.

25. Email Communications

By providing an email address, you authorize us to respond to your inquiry and communicate concerning:

Your property;
Potential buyers;
Potential offers;
Scheduling;
Follow-up;
Services; and
Potential transactions.

Marketing emails may be sent where permitted by law.

Applicable promotional emails will provide an unsubscribe method.

26. Electronic Communications

By interacting with us electronically, you consent to receiving electronic communications where permitted by law.

Electronic communications may include:

Email;
Text messages;
Website notices;
Electronic documents; and
Other digital communications.

27. Privacy

Our collection, use, disclosure, sale, and other processing of personal information is described in our Privacy Policy.

The Privacy Policy is incorporated into these Terms to the extent permitted by applicable law.

28. Independent Decision-Making

Selling real estate can have significant:

Legal;
Financial;
Tax;
Insurance; and
Personal consequences.

You are responsible for determining whether a proposed transaction is appropriate for you.

You may obtain independent advice from:

An Oregon real estate attorney;
A licensed real estate professional;
A tax professional;
An accountant;
An insurance professional;
A contractor;
A structural engineer;
An appraiser;
A housing counselor; or
Another qualified professional.

29. No Professional Advice

Nothing on the Website constitutes individualized:

Legal advice;
Tax advice;
Accounting advice;
Financial advice;
Insurance advice;
Construction advice;
Engineering advice;
Appraisal advice;
Foreclosure advice; or
Professional advice concerning the value of your property.

30. No Brokerage, Agency, or Fiduciary Relationship

Unless separately agreed in writing, use of the Website does not create:

A real estate brokerage relationship;
Seller representation;
An agency relationship;
A fiduciary relationship;
A partnership;
A joint venture;
An employment relationship; or
Another professional advisory relationship.

31. Acceptable Use

You may not:

Use the Website for unlawful purposes;
Submit fraudulent leads;
Knowingly submit materially false information;
Impersonate another person;
Submit property information without authority;
Attempt unauthorized access to systems;
Introduce malware or harmful code;
Circumvent Website security;
Interfere with Website operation;
Overload Website systems;
Use automated systems to abuse Website forms;
Scrape or systematically extract Website information without authorization; or
Use the Website to violate another person’s rights.

32. Intellectual Property

Unless otherwise stated, the Website and its original:

Text;
Graphics;
Logos;
Photographs;
Videos;
Designs;
Software;
Layout;
Branding; and
Other content

are owned by or licensed to Oregon Fire House Buyer and are protected by applicable intellectual-property laws.

You may use the Website for your personal interaction with our services.

You may not reproduce, publish, sell, distribute, modify, commercially exploit, or create derivative works from Website content without appropriate authorization except where permitted by law.

33. Third-Party Names and Media References

The Website may display or reference third-party:

Media organizations;
Publications;
Real estate websites;
Platforms;
Brands;
Companies;
Trademarks; or
Logos.

Unless expressly stated otherwise, those references do not necessarily mean that the third party sponsors, endorses, approves, or is affiliated with Oregon Fire House Buyer.

34. Third-Party Websites and Services

The Website may link to or integrate with third-party services.

We do not control and are not responsible for third-party:

Content;
Availability;
Privacy practices;
Security;
Products;
Services;
Representations; or
Conduct.

Your interaction with a third party is governed by that party’s terms and policies.

35. Website Availability

We may modify, restrict, suspend, or discontinue any part of the Website at any time.

We do not guarantee uninterrupted, secure, error-free, or continuously available access.

36. No Guarantee of Transaction

We do not guarantee:

That every property will receive an offer;
That an offer will equal fair market value;
That an offer will meet your expectations;
That a particular valuation methodology will be used;
That a preliminary offer will remain available;
That an independent buyer will proceed;
That a property will sell;
That a transaction will close;
That closing will occur within an advertised timeframe; or
That you will achieve a particular financial outcome.

37. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF:

MERCHANTABILITY;
FITNESS FOR A PARTICULAR PURPOSE;
TITLE; AND
NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE WEBSITE WILL ALWAYS BE:

ACCURATE;
COMPLETE;
AVAILABLE;
SECURE; OR
ERROR-FREE.

Nothing in these Terms excludes rights or warranties that cannot lawfully be excluded.

38. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OREGON FIRE HOUSE BUYER AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM OR RELATING TO YOUR USE OF THE WEBSITE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM USE OF THE WEBSITE WILL NOT EXCEED $500.

This limitation does not apply to liability that applicable law does not permit to be limited or excluded.

Rights and liabilities arising from a separately executed real estate agreement will be governed by that agreement and are not subject to this Website-only liability cap unless expressly provided otherwise.

39. Independent Third-Party Buyers

To the maximum extent permitted by applicable law, we are not responsible for the independent:

Conduct;
Statements;
Representations;
Valuations;
Pricing decisions;
Offers;
Contracts;
Due diligence;
Privacy practices;
Financial ability;
Performance; or
Failure to perform

of an unaffiliated third-party buyer to whom an opportunity is referred.

Nothing in this provision excludes liability that cannot lawfully be excluded.

40. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless Oregon Fire House Buyer and its affiliates, owners, officers, employees, agents, and service providers from claims, liabilities, losses, damages, and reasonable expenses arising from:

Your unlawful use of the Website;
Your material breach of these Terms;
Fraudulent information you knowingly submit;
Property information you knowingly submit without authorization; or
Your violation of another person’s rights.

41. Governing Law

These Terms are governed by the laws of the State of Oregon, without regard to conflict-of-law principles, except where applicable law requires otherwise.

42. Venue and Disputes

Subject to applicable jurisdiction, venue, and consumer-protection requirements, legal proceedings arising solely from use of the Website or these Terms may be brought in a court of competent jurisdiction located in Multnomah County, Oregon.

These Website Terms do not impose mandatory arbitration.

A separately executed purchase agreement or other transaction-specific contract may contain different dispute-resolution provisions.

Those provisions will govern disputes concerning that agreement.

43. Oregon Consumer Protection Rights

Nothing in these Terms is intended to waive rights that cannot legally be waived under applicable:

Oregon consumer-protection law;
Oregon privacy law;
Oregon seller-disclosure law;
Oregon foreclosure or mortgage-rescue law; or
Other applicable law.

Where these Terms conflict with a non-waivable legal right, applicable law controls.

44. Relationship to Purchase Agreements

These Terms govern Website use.

They do not replace:

Real estate purchase agreements;
Assignment agreements;
Option agreements;
Title documents;
Escrow instructions;
Closing documents; or
Other transaction-specific agreements.

If these Terms conflict with a signed agreement concerning a particular property transaction, the signed transaction agreement controls regarding that transaction.

45. Changes to These Terms

We may revise these Terms periodically.

Updated Terms become effective when posted or on another date stated in the revised Terms, subject to applicable law.

46. Severability

If any provision is found invalid, unlawful, or unenforceable, that provision will be enforced to the greatest extent legally permitted or severed as appropriate.

The remaining provisions will remain effective.

47. No Waiver

Failure to enforce a provision does not waive our right to enforce that provision or another provision later.

48. Assignment

You may not assign these Terms without our prior written consent.

We may assign these Terms in connection with:

A merger;
Acquisition;
Financing;
Business restructuring;
Affiliate restructuring;
Sale of assets; or
Similar business transaction,

subject to applicable law.

49. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy constitute the agreement governing use of the Website.

They do not supersede separately executed real estate transaction documents.

50. Contact Us

Questions concerning these Terms may be directed to:

Oregon Fire House Buyer / Sell Fire Damaged House Oregon
401 NE 19th Ave
Portland, OR 97232
United States

Phone: 541-802-5412
Website: oregonfirehousebuyer.com

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